You Are Searching For Fast Cash Peso Loan App : Get up to ₱25,000 cash instantly online. Low rates. Fast approvals. Apply in 5 minutes. No income proof needed. Download the app & get cash now!
HOW IT WORKS
Apply in 5 minutes
Download the app and answer a few questions so we can give you our best, customized offer. Only 1 valid ID is needed. No paperwork, collateral, or bank account needed.
Choose your terms
Confirm your desired amount and select your target repayment date
Get your cash
Send funds to your bank account, GCash, Coins.ph wallet, Tala wallet or your nearest padala center
Repay easily
Pay via GCash, Coins.ph, ShopeePay, Lazada, 7-Eleven, Maya, ECPay, Cebuana Lhuillier, or M Lhuillier! Pay in full or make partial payments, anytime on or before your due date
Borrow again
After repaying, answer a few short questions to receive your next round of funds
WHO CAN APPLY?
- Any resident citizen of the Philippines and 18+ years old
- Has at least 1 valid ID and a mobile number
KEY TALA FEATURES
ULTIMATE CONTROL
You choose your repayment date
If your plans change, the cost of your line of credit will automatically adjust
NO HIDDEN FEES
Service fees as low as 0.43% per day
Processing fee of 3.99% based on the borrowed amount
All fees are collected on your chosen repayment date
Get the full amount; no surprises
Only pay for the days you need
CONTINUOUS ACCESS TO FUNDS
Apply only once and get continuous access to borrow up to your approved credit limit (subject to terms and conditions)
FAST LIMIT GROWTH
Get limits up to ₱25,000
Most customers can double their limit in just months with on-time repayment
SECURE
Tala secures your personal information with SSL encryption
We treat all customers with respect, even if you are late on repayment
REWARDING
Earn ₱200 off the next time you borrow when you refer friends to Tala!*
Unlike other traditional online loan or cash loan apps, Tala is not a loan app but an enhanced credit experience with continuous always-on credit available to users with a good payment history.
PERSONAL CREDIT LINE TERMS
- Credit limit amounts: ₱1,000 to ₱25,000
- Processing fee of 3.99% of borrowed amount
- Daily service fee is charged on the amount of credit you borrow from 0.43-0.5% per day
- Late fee is equal to 5% of outstanding credit balance
- Monthly EIR: 14.86-15.00%
- Maximum Annual Percentage Rate (APR): 182.5%
- Applicable Tax (DST & GRT): N/A
Always study the terms and conditions and the disclosure statements before proceeding with any transaction
PRODUCT ENHANCEMENTS
We always work towards making our products better for our users. If you see offerings that differ from what is described above please don’t hesitate to contact us
PRIVACY & PERMISSIONS
We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties
CONTACT
Email: support@tala.ph
Website: tala.ph
Tala is operated by Tala Financing Philippines Inc., a licensed financing company and a registered operator of payment system (SEC Registration No.: CS201710582; TIN: 009-614-758; Certificate of Authority No.: 1132; OPS Registration No.: OPSCOR-2023-10)
Referral terms & conditions: tala.ph/referrals
DISCLAIMER
Tala is not a cash loan app, money lending app or an online loan app. We provide continuous cash access to consumers in the form of a personal credit line. Tala is not associated with loan apps in the Philippines such as Cashalo, OLP, Home credit, Juanhand, Robocash, Peso loan, Pautang cash loan, Moneycat, Pesoq, Moca Moca, Billease, Digido, Utang loans, gcash, cashme, peramoo, mabilis cash, quickla, palawanpay, pesoredee, madaloan or maypera.